NovaPay
How we built a cross-platform React Native fintech app with full Stripe integration — subscriptions, one-time payments, and Connect payouts — scaling to 50,000 active users in under a year.
“Solyio delivered a Stripe integration so seamless our finance team thought it was built in-house. The app handles millions in transactions without a single failure.”
— CEO, NovaPay
The Challenge
A fragmented payment stack with no unified mobile experience was bleeding users and blocking revenue growth.
Broken Payment UX
Users were abandoning checkout at a 74% rate due to redirects to browser-based payment pages, destroying trust and killing conversion on both iOS and Android.
No Marketplace Payouts
The platform had no way to split and route payments to multiple vendors — blocking the entire marketplace model and requiring manual bank transfers every week.
The Mobile Payment Stack
We engineered a React Native app with native Stripe SDKs, seamless checkout flows, and a full Connect marketplace payout engine.
Native Stripe SDK Integration
Embedded Stripe's React Native SDK with Payment Sheet for one-tap checkout, supporting cards, Apple Pay, and Google Pay — all within a single in-app flow.
Stripe Connect Marketplace
Built a Stripe Connect Express onboarding flow allowing vendors to register, receive automatic split payouts, and view earnings — all inside the mobile app.
Subscription Engine
Implemented Stripe Billing with free trial logic, proration handling, and dunning management — reducing involuntary churn by 38% through smart retry sequences.
Ready to implement a
Native Stripe SDK Integration?
Schedule a technical consultation with our architecture team to explore potential impact.
Business
Impact
NovaPay became the client's highest-grossing product within 6 months of launch, processing over $3.2M monthly.
74% → 12% Checkout Abandonment
Native payment flows eliminated the browser redirect drop-off, making checkout frictionless on both iOS and Android.
Automated $1.4M Monthly in Vendor Payouts
Stripe Connect replaced weekly manual transfers — vendors now receive automatic, real-time payouts without any ops overhead.
Built for Scale from Day One
NovaPay isn't a payment wrapper — it's a full financial operating system for the mobile generation, handling millions in daily transactions with enterprise-grade reliability.
Book Technical Deep Dive